Transaction fees
Our standard processing fee is 5% + $0.50 per sale. We utilize Stripe’s infrastructure to power our payments; our rate covers their base costs (2.9% + $0.30) as well as the $0.50 tax handling fee, so you don’t have to manage those separately.Subscription fees
We charge a 0.5% fee on each subscription in addition to the standard transaction fee. This fee is charged directly by Stripe, and Blink does not take any share of it. Additional fees For transactions involving non-US cards, Stripe applies a 1.5% international fee. We pass this cost through directly with zero markup. We also reserve the right to adjust for any future fee updates mandated by Stripe.Payout fees
Payouts are processed through Stripe and may include their standard fees. We don’t add any extra charges or markups, what you see is exactly what Stripe charges. You’re also in full control of your withdrawals. Trigger payouts manually whenever it suits you. Stripe fees:$2/month for active payouts
0.25% + $0.25 per payout
Currency conversion (cross-border): 0.25% in the EU, up to 1% elsewhere
Cart recovery
Blink charges 2% per successful cart recoverySplits
A 2% platform fee is applied to each split payout to support split payment processing and infrastructure. This fee is deducted from the recipient’s share before funds are transferred. Standard processing fees apply separately.Affiliates
A 2% platform fee is applied to each transaction to support affiliate tracking and infrastructure. This fee is deducted before affiliate commissions are calculated. Standard processing fees apply separately.Refunds, dispute prevention, and chargebacks
You have the flexibility to issue full or partial refunds to your customers at any time. Please note that original transaction processing fees are not recoverable, as these are retained by the card networks and payment providers.Automated Dispute Prevention (Verifi RDR & Ethoca)
Blink operates with automated Pre-Dispute Prevention powered by Visa (Verifi RDR) and Mastercard (Ethoca). When a customer contacts their bank to initiate a dispute, our network intercepts the pre-dispute inquiry in real time and automatically refunds the transaction before it escalates into an official chargeback.- $0 Dispute Fee for Sellers: Blink absorbs the $15.00 dispute prevention fee on your behalf. You are only deducted the refunded order amount and the original non-refundable payment processing fees.
- Dispute Ratio Protection: Because the inquiry is resolved before becoming a formal chargeback, it does not count toward your store’s dispute rate (keeping your store safely below the 0.7% card network monitoring threshold).
- Dashboard & Payout Visibility: Prevented disputes are marked in your dashboard as
Refunded: Prevented Dispute(andrefunded (prevented_dispute)in payout CSV exports), and you will receive an instant email notification whenever Blink intercepts a dispute for your store. - Automatic Access Revocation: Any license keys, API keys, or active subscriptions tied to the order are automatically revoked when a pre-dispute refund occurs.
Unprevented Chargebacks
If a customer’s issuing bank does not participate in pre-dispute alert networks and files a formal chargeback directly (Chargeback / Disputed), card networks assess a $15.00 dispute fee alongside the disputed order amount. If the dispute is won, the disputed funds are returned to your balance.
To maintain a healthy payment ecosystem, card networks enforce strict monitoring and penalties for accounts with elevated dispute rates (typically exceeding 0.7%). As your Merchant of Record, we take on the responsibility of managing this risk through real-time Dispute Prevention and proactive monitoring to ensure your store remains in good standing.